First and foremost, we always offer discussions on your situation and reviews of your existing policies without charge or obligation. We are here to help you.

Step 1: Through our discussion with you, we determine what type of insurance protection, if any, is needed. As well, we will review any existing insurance policies you have.

Step 2: As independent insurance advisors, we can utilize virtually any of the highest rated insurance companies in Canada to offer you insurance. Once we have determined the type and amount of insurance you require, we will find the top company with the best rate available based on your demographic (i.e. age, sex, smoking status).

Step 3: We complete the application with you.

Step 4: Once the insurance application is approved and put in place, we touch base with you periodically to ensure the insurance still fits your needs, and make any necessary adjustments. In the meantime, we are always available to answer any of your questions.

How are we paid?

One of the most common questions is, “How do we pay you for your service?” We charge absolutely no additional fees for taking care of your insurance needs. We are paid by the insurance companies to help you structure the right type of policy. As well, you will always have someone to call with any questions and adjustments to your insurance over the years. Our service commitment to you is our top priority.