Our philosophies won’t tell you how to double your money in 6 months. These philosophies are the basic building blocks of an effective and proven strategy to deliberately and consistently build your wealth over time.

1. We will avoid making big bets, which lead to big mistakes.
2. We will focus on asset allocation, not individual securities.
3. We will expect declines in our portfolio, and stay the course.
4. We will not try to time the market.
5. We will not allow emotions to drive our investment decisions.
6. We will measure performance in relation to our personal goals.
7. We will not allow “advice” from media, friends, and family to influence our plan.
8. We will not get caught up in the “herd mentality”.